- smoking. It's a
filthy habit and very expensive - if you do smoke, even if you do just cut back
rather than give up, you would be several pounds a day better off. The NHS says
that the average amount of money saved by people who give up smoking is £150 a
month. Imagine how much better off you would be - and you could easily afford
the £15 a month that it costs to sponsor a child through Plan
UK.
- on a smaller
scale, if you buy lunch at work every day, why not make your sandwiches at home?
Plan UK suggests that doing this could save you around £400 a year, based on the
average price of a sandwich being £1.66. Now, I don't know where they got that
figure from - and I'm not disputing it as I'm sure it's an average cost - but if
you work in central London like I do, you could barely buy a bite of a sandwich
for that much. While the likes of Boots and the supermarkets do great value meal
deals, most of my colleagues go to a posh deli-style sandwich shop or a sushi
takeout, and must spend at least £5 a day on lunch. Doing that five days a week,
for 46 weeks of the year (taking into account holidays) adds up to £1,150 a
year. Why do you think I make my own packed lunches?
- Similarly, that
morning latte from the coffee shop on the way in to the office can easily cost
around £3 which would set you back £690 a year. Luckily I don't drink coffee and
a cup of tea made myself from a kettle doesn't taste any different to one from
the coffee shop, so there's no need for me to buy one. Plan UK suggests that if
you replace your daily trip to the coffee shop with a jar of instant coffee
could save you £273 a year.
- It's not all about
giving up of course - you could go to the coffee shop three times a week instead
of five, or make your own packed lunch twice a week and you'd still be quids in.
Plan UK also points out that when you go to the pub, if you drink one pint less
a week - which depending on your booze intake might be something you barely
notice - you will be saving an average of £3.50 (again, more in London) but also
reduce your calorie count by 193, which is even better!
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